
Dave (DAVE) Stock Forecast & Price Target
Dave (DAVE) Analyst Ratings
Bulls say
Dave is continuing to see strong growth in its customer base, with an increase of 13% year-over-year, mainly due to the success of its banking app and side gig offerings. The company's new funding arrangement with Coastal Community Bank is expected to provide additional liquidity of $200 million, reducing the cost of capital and allowing for the repayment of existing debt. While the company is currently facing litigation and regulatory scrutiny, its efficient member acquisition and strong credit performance make it a promising stock for the future.
Bears say
Dave is facing major challenges in the competitive FinTech industry with established companies and new entrants vying for market share, creating uncertainty about its ability to attract and retain customers. The company's expected modest revenue and adjusted EBITDA in 2026, along with a conservative 2027 outlook and plans for incremental investments, indicate potential struggles in achieving sustainable growth. Additionally, Dave's new Pay in 4 product, which does not accrue interest or late fees, may not generate meaningful revenue in the near future, impacting the company's financial performance.
This aggregate rating is based on analysts' research of Dave and is not a guaranteed prediction by Public.com or investment advice.
Dave (DAVE) Analyst Forecast & Price Prediction
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