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SYF
Volume: 1.35M

Synchrony Financial (SYF) Stock Forecast & Price Target

Synchrony Financial (SYF) Analyst Ratings

Based on 17 analyst ratings
Buy
Strong Buy 29%
Buy 41%
Hold 29%
Sell 0%
Strong Sell 0%

Bulls say

Synchrony Financial is expected to continue its strong credit performance due to its tight underwriting, potentially leading to improved loan growth. While the Fed Funds Rate cuts may have some negative impact on deposit betas, Synchrony and its peers are making APR rate hikes which could lead to margin-enhancing opportunities. The company is also making efforts to control expenses and improve its efficiency ratio, potentially driving top line growth. Additionally, with its strong market presence in private-label credit cards and partnerships with retailers, Synchrony is in a good position to take advantage of growth in the point-of-sale finance space and regain its growth share from fintechs and alternative lenders. Overall, Synchrony's strong credit performance, focus on margin improvement, and potential for growth in multiple segments make it a favorable investment opportunity for the financial analyst.

Bears say

Synchrony Financial is facing challenges with its non-co-branded cards, and the benefits of new merchant additions to its spending already seem to be slowing down. Analysts believe that SYF's valuation takes into account both the potential for growth through partnerships with Walmart, Lowe's, and Amazon, as well as the expenses needed to achieve that growth. Additionally, credit card debt consolidation lenders present a downside risk to Synchrony's stock.

Synchrony Financial (SYF) has been analyzed by 17 analysts, with a consensus rating of Buy. 29% of analysts recommend a Strong Buy, 41% recommend Buy, 29% suggest Holding, 0% advise Selling, and 0% predict a Strong Sell.

This aggregate rating is based on analysts' research of Synchrony Financial and is not a guaranteed prediction by Public.com or investment advice.

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FAQs About Synchrony Financial (SYF) Forecast

Analysts have given Synchrony Financial (SYF) a Buy based on their latest research and market trends.

According to 17 analysts, Synchrony Financial (SYF) has a Buy consensus rating as of May 5, 2026. This rating is provided by third-party analysts and is not investment advice from Public.com.

Wall Street analysts have set a price target of $86.35, reflecting a 0.00% increase from the current stock price.

Financial analysts have set a price target of $86.35, indicating a 0.00% increase from the current stock price, but ratings and forecasts are frequently updated based on market conditions, earnings reports, and industry trends. This prediction is provided by third-party analysts and is not investment advice from Public.com.

Synchrony Financial (SYF)

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